In business, you need to have a great system of checks and balances.
Steady cash flow — both in and out — is essential to the successful operation of any business. At First Neighborhood Bank, our Commercial Checking Accounts provide great hassle-free checking options created with that in mind. Plus, if your deposit accounts are greater than just a checking account, we offer Account Analysis to handle bulk deposits and check processing.
Commercial Checking Options
Small Business Checking
- Minimum To Open- $500
- Monthly Charge- $6
- First 25 Debits Free, Each Additional $0.25
- Cash Handling Charges: Cash Transactions Over $11,000 per day, $1.00
- FREE Internet Banking and Bill Pay
- Cash Management $29.95/mo.
- Non-Interest Bearing
- No Balance Requirements
- eStatements Required
Medium Business Checking
- Minimum To Open- $500
- Monthly Charge- $20
- First 100 Debits Free, Each Additional $0.25
- Cash Handling Charges: Cash Transactions Over $25,000 Per Day, $1.00
- FREE Internet Banking and Bill Pay
- Cash Management $29.95/mo.
- Non-Interest Bearing
- No Balance Requirements
Large Business Checking
- Minimum To Open- $1,000
- Monthly Charge- $50
- First 400 Debits Free, Each Additional $0.25
- No Cash Handling Charges
- FREE Internet Banking
- Cash Management $29.95/mo.
- Non-Interest Bearing
- No Balance Requirements
Customized Account Analysis
If you feel you don’t fit into the Small, Medium, or Large Checking product we can run an account analysis and create a customized service charge plan for your business based on your banking habits.
Business Savings
- Minimum To Open- $500
- Minimum Required Balance To Avoid Service Charge- $100
- Monthly Charge- $1 If Balance Falls Below Minimum Required Balance
- Interest Compounded Quarterly